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Have you always wanted to go to the likes of Dubai, but have no idea how you are going to afford the trip of a lifetime? There are many reasons why you may be struggling to come up with the cash. Perhaps you have been hit by unemployment in recent months or drowning in so many bills that your vacation has become the last on your priority list.

If you have no clue on the options of how you are going to afford your vacation in 2019, here are some top financial tips you should be considering right now as a way of funding the big trip:

Set up a separate savings account

One of the most sensible ways of funding your vacation would be to come with a rough budget and start a separate savings account. As you may well know, it is extremely hard not to spend money if you keep all your earnings in one account. You should aim to put away a set amount of money each month, so your potential savings don't get mixed up with your outgoings. As they always say when it is ‘out of sight, it is out of mind'.

If you are more of a spender than a saver, it may be useful to set up an automatic transfer via online banking. With most banks, a regular transaction can be put into action, in which a certain amount of money is withdrawn from your savings into your current account, almost in the same format as a standard bill.

Collect and use your credit card points

If you are a credit card user who has made large purchases in recent years and have actively paid off the majority of bills on time, you could be in luck to securing a free vacation. By using a credit card, users can rack up an impressive amount of points which can be used to pay off hotels, flights and even care hire on vacation.

Despite the benefits, it wouldn't be advised to rely on this method if you know deep down you may struggle to pay off the final credit on the deadline date. But, if you have a regular cash flow and know you can be organized enough to pay off your debts with immediate effect, this would make an ideal method for funding a vacation.

Payday loans

A payday loan is perfect for those who are happy with short-term lending. It is most often used to fund any expenses before the following payday, which as you may have guessed, is where the name stems from. Over the last few years, payday loans have been the go-to for those who need a swift back-up solution during a tough financial situation.

Many people are quick to book their vacation if there happens to be a good deal, which could save thousands off the final bill. If you just haven't got the cash to pay upfront right now; a payday loan could be your answer. A huge benefit to payday loans is that you don't need a credit check. Therefore, anyone is eligible providing they are a U.S resident and have proof of a regular income. Find out more about payday loans no credit check to see how this method could become a useful option in funding your dream trip.

Rent out a room in your home

Renting out a room in your home is a significantly overlooked method of making that extra bit of income, yet doing so won't cost you a great deal in expenses and may be a hugely missed opportunity in making some quick vacation funds. You could advertise in the local newspaper, or if you are living in a sought-after area of the world, you may choose to advertise online where you are likely to gain the interest of travelers who are in need of a cost-effective and convenient place to stay. Renting out a room may mean you earn enough to fund your entire vacation over a couple of months alone, so it is certainly worth looking into.

Cut back on unnecessary expenses

No-one said you had to give up your social life, but if you are dining out too regularly or splashing out on too many drinks at the weekend and struggling to save up, you may wish to re-evaluate your monthly spend to see how you could make some cutbacks. Instead of going out with friends on every occasion, why not invite them over for something more low-key such as a movie or games night? If, however, you are keen to go out rather than staying indoors, why not set yourself daily or nightly budgets for spending or opt for free places of entertainment, such as a day at the beach or an afternoon in the park with a picnic? Having fun doesn't necessarily have to be costly.

Sell your unwanted items

Many people are now turning towards the idea of selling off their unwanted belongings to put towards their travel fund. Websites such as eBay or Depop are ideal platforms for selling items found in the back of the cupboards that are no longer wanted. All you have to do is make sure you market your products effectively to gain the attention of the wider audience. Add a detailed description and high-quality photos with good lighting to show any detailing and defects that the prospective customer should be aware of. This simple and effective way of earning those extra few dollars could fund the likes of day trips, food or travel once you reach your destination.

Turning your hobby into a business

If you consider yourself a real creative, why not turn your hobby into a fully-fledged business? You probably won't have to spend a large amount of money on tools and equipment, as you are likely to already own the vast majority of what is needed to get up and running. Using your hobby to earn that extra bit of income is perfect for running alongside your main job, as you have the freedom to do it as and when suits and of course, you will be enjoying yourself while earning.


Posted by : GoDubai Editorial Team
Viewed 3264 times
Posted on : Monday, November 12, 2018  
Replication or redistribution in whole or in part is expressly prohibited without the prior written consent of GoDubai.com.
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